The nitty gritty...
I am committed to being honest and upfront when it comes to therapy costs.
Initial 60 minute session: $175
55 minute session: $150
90 minute session: $225
I am an in-network provider with most Blue Cross Blue Shield health insurance plans.
If you have another insurance provider and your insurance plan pays out of network benefits, I can provide you with a superbill (specialized medical receipt) to submit to your insurance company for reimbursement based on your benefits. It is your responsibility to submit this information to your insurance company. Scroll down to see helpful questions to use to get more information about these benefits when you call your insurance company.
Most FSA and HSA cards can be used to pay for therapy costs.
Payment for all sessions is due at the time of service. Credit/debit card information must be provided in order for automatic, recurring billing at time of service. Credit/debit card information must be provided at the time you book your first session to secure your appointment slot.
Please note that scheduled sessions must be cancelled at least 24 hours in advance. Otherwise, you will be charged the full session fee.
I use an online portal for client scheduling, paperwork, and payment. This means you can click the link below to view my openings and schedule any time. Within a few minutes, you could have everything completed to start therapy now!
When using the online scheduler for the first time, credit/debit card information must be provided at the time you book your very first session to secure your appointment slot. However, you will not be charged until the session occurs.
Questions for Out-of-Network (OON) Benefits
If you are hoping to use out-of-network benefits with your insurance company, feel free to use the questions below as a guide when you call to better understand the benefits available to you.
Do I have mental health benefits?
What is my deductible and has it been met?
How many mental health sessions per calendar year does my insurance plan cover? (These sessions would be considered outpatient or office sessions.)
How much does my plan cover for an out-of-network (OON) mental health provider? What is the deductible for OON benefits?
How do I obtain reimbursement for therapy with an out-of-network provider?
What CPT codes are covered for therapy sessions? What is the coverage amount per therapy session?
Is approval required from my primary care physician?
Benefits of Self Pay Counseling
No diagnosis or stigma required
All insurance companies require a diagnosis in order for your counseling services to be covered. Many people who seek counseling do not have a diagnosable clinical disorder, they are simply looking for support and guidance for a life problem or may have very mild symptoms that do not meet the criteria for a diagnosis. While clinical diagnosis is important when appropriate, self-pay allows you to seek services whether or not you meet diagnosis criteria, without feeling labeled.
Research shows that clients who pay something for their treatment have more positive outcomes than those who do not. Clients are more motivated to engage in their treatment and make the most of their counseling services when they make an investment. In this way, you may even get better faster and reduce your costs overall. As we all know, you get what you pay for!
While all insurance companies must follow HIPAA guidelines, submitting to insurance still means that there are more eyes on your healthcare information. Health insurance companies require counseling notes to "justify" service. Self-pay ensures complete confidentiality since only the counselor and the client are privy to any counseling-related information and no third-party is involved.
By accepting self-pay clients only, I am able to offer counseling in a way that works best for both the client and myself. This allows for the highest quality of service, as I am able to be fully devoted to your counseling needs. Also, many insurance companies limit the number of sessions, length and frequency of sessions, whether or not you are able to do online sessions, etc. Self-pay allows complete freedom for the counselor and client to determine what is best and most effective for treatment.